📞CALL OR TEXT(360) 310-8391Free Estimate →
★★★★★Rated 4.9/5 from 184 reviews

Paint now. Pay over time.

Consumer-friendly financing through our partner Wisetack, so your interior, exterior, or cabinet project doesn't have to wait. Run the numbers below, then apply in about a minute.

$25K max loanTerms 3–60 monthsDecisions in minutes$0 prepay penalty
⚡ 1-minute application
Right from your phone
No impact on your credit score

Build your payment

Estimate a monthly payment — no sign-up, no credit pull.

$10,000
$1K$25K
36 months
3 mo60 mo
9.99%
0%29.99%
YOUR ESTIMATE
You'd pay about
$323/mo
Get Your Real Numbers →

For illustration only. Actual APR, term, and monthly payment vary by credit history, loan amount, and term. All financing is subject to credit approval through Wisetack. Not an offer or commitment to lend.

Home Painting Financing.

One trusted financing partner, terms from 3 to 60 months, and decisions in minutes — run the numbers, then apply right from your proposal.

decisions in minutes
DECISIONS IN MINUTES

Most decisions come back within seconds of the one-minute application. Get started today, start your project next week.

affordable monthly payments
AFFORDABLE MONTHLY PAYMENTS

Stretch a full interior or exterior repaint into manageable monthly payments — terms from 3 to 60 months, no prepayment penalties.

trusted, regulated lender
TRUSTED, REGULATED LENDER

Wisetack financing is provided by regulated, FDIC-insured lending partners trusted by thousands of home-service pros.

Two ways to pay for your project.

The same finished home, reached two very different ways.

OPTION 1
Paying cash upfront
OPTION 2
Financing with Wisetack
Wait months — or years — while you save up the full amount.
Start your project now
First coat in weeks, not years — with fixed monthly payments.
Drain the savings cushion you keep for emergencies.
Keep your savings intact
Your emergency fund stays yours; the loan covers the paint.
Shrink the project scope to whatever cash covers today.
Do the whole project once
Finance the full scope instead of phasing it — one crew, one timeline.
Watch material and labor costs rise while you wait.
Pay it off early, penalty-free
Zero prepayment penalty, and early payoff saves you interest.
Same finished home — pick the path that fits your budget.Start with a Free Estimate →

Get to know your option.

We partner with one lender we trust — here's the full picture on Wisetack.

Wisetack
OUR FINANCING PARTNER

Wisetack powers financing for thousands of home-service companies nationwide, with loans provided by regulated, FDIC-insured lending partners — built for projects exactly like yours.

Loans from $500 up to $25,000
Terms from 3 to 60 months
Checking options won't affect your credit score
No origination fees, late-fee traps, or compounding interest
No prepayment penalty — pay off early anytime
Unsecured — your home is never collateral
Max loan $25KTerms 3–60 moPrepay penalty NoneCredit check Soft
Apply at Your Estimate →

From estimate to first coat in three steps.

No paperwork marathon, no waiting rooms — check your options on your phone and we take it from there.

Hilltop estimator reviewing a proposal with homeowners
01
Get your free estimate

Book an on-site walkthrough. Your written, fixed-price proposal includes a Wisetack link to check your financing options — most applications take about a minute.

02
Check your options & pick a plan

Answer a few questions on your phone with no impact on your credit score, then choose the monthly payment that fits your budget. Sign documents electronically.

03
We start painting

You make monthly payments to Wisetack — never to us. We handle the prep, paint, and cleanup.

Recent projects across Whatcom County.

Interiors, exteriors, and cabinets we've recently painted — the kind of project our financing can help you start.

★★★★★Rated 4.9/5 from 184 reviews
See all projects →

Frequently Asked Questions

All financing is subject to credit approval and your terms may vary. Payment options through Wisetack are provided by Wisetack's lending partners, are based on creditworthiness, and may not be available in all states or for all project amounts. 0% APR offers depend on term length and approval. Hilltop Painting does not extend credit or make lending decisions. See your Wisetack application for your actual terms before accepting.

GET STARTED

See Your Monthly Payment Options

Book your free estimate — your written proposal comes with a Wisetack link so you can check options in about a minute.

Get a Free Estimate →📞 (360) 310-8391
sherwin williams
bbb accredited
wisetack